Loan Options
Today, there are more types of mortgage loans available than ever before. And since no two homeowners are alike, we continually strive to provide customers with loan options that meet their specific needs.
The links below provide more information on the wide variety of programs available whether you are buying a home, refinancing your present one, planning to build or renovate or want to take advantage of the equity you've built up.
| Refinance Loan Type | This loan is best for… | Loan Features |
|
Fixed Rate Mortgage
Dependable and secure - our most popular loan.
|  |
| | | Life of Loan | None |  |
FHA Loans
These government insured loans are excellent in most situations. | | | |
| 3 - 30 Years
| None | |
Streamlined Process Loans
Current customers can refi quickly with very little documentation. | | | |
| 3 - 30 Years | None
| |
No Mortgage Insurance Loans
This might be a great option for you. | | | | | 3 - 30 Years | None | |
Interest Only Loans
These mortgages require only interest payments for 10 years! | | |
| | 3 - 30 Years | None | |
Extra Low Payment ARMs
The name says it all - this is a great solution if you need more cash monthly.
|
| |
| | 1,3,5,7 & 10 years | None | |
Jumbo Loans
Larger loan amounts require special financing. | |
| | | 3 - 30 Years
| None | |
VA Loans
If you served in the U.S. military, this loan might be your best option.
| | | | | 3 - 30 Years
| None | |
**Interest only loans provide for payment of interest only for a set period of time, and payment of principal and interest for the remainder of the loan term. Interest only payments do not reduce principal. At the end of the interest only period, your monthly payment will increase, possible substantially, because you will be required to pay down the outstanding principal and all accrued interest.
*Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.